In the framework of the insurance contract PRÉVOYANCE DÉCÈS GROUPE, in case of death of an insured member of the group before the end of the contract the company undertakes by payment of the premium stipulated in the contract to pay at the time of death the guaranteed capital. Total, permanent and permanent invalidity is assimilated to death and the death capital is then paid in advance.

You fill a membership application and provide the list of insured group members (with first name, surname name, date of birth and guaranteed capital). You must be sincere and accurate.

In the absence of death of an insured member, the contract does not provide any capital guarantee.

In the event of death, the deadline is 30 days upon receipt of the complete file for guaranteed capital less than or equal to 2,000,000 FCFA and 60 days upon receipt of the complete file for guaranteed capital greater than 2,000,000 FCFA .

The insured participate in the technical and financial benefits made by the company. The overall minimum amount to be distributed among all insured persons for a financial year is determined as follows: 90% of technical profits made during the year for all contracts and 85% of financial profits.

In accordance with section 77 of the Insurance Code, temporary death insurance does not have a cash surrender value or a reduction.